Getting "RateLimitError" when running notebook

When I run the “Questions and Answers” notebook I get this error when running the 8th cell:

Retrying langchain.embeddings.openai.embed_with_retry.._embed_with_retry in 4.0 seconds as it raised RateLimitError: exceeded quota for this month.
Retrying langchain.embeddings.openai.embed_with_retry.._embed_with_retry in 4.0 seconds as it raised RateLimitError: exceeded quota for this month.
Retrying langchain.embeddings.openai.embed_with_retry.._embed_with_retry in 4.0 seconds as it raised RateLimitError: exceeded quota for this month.
Retrying langchain.embeddings.openai.embed_with_retry.._embed_with_retry in 8.0 seconds as it raised RateLimitError: exceeded quota for this month.
Retrying langchain.embeddings.openai.embed_with_retry.._embed_with_retry in 10.0 seconds as it raised RateLimitError: exceeded quota for this month.

Also see attached screenshot.

I have run the notebooks only a few times in the last couple of days. Perhaps the rate limit is not personal but related to the course/Deeplearning.ai?

Please advise.

This looks limited to the specific account.

Create an account at openai.com, buy some credit and create an api key and use this.